Long term missionary insurance - why buy?
As with Short-term missionary medical insurance, traveling overseas exposes you to certain risks that are not generally faced in the US, and thus you need insurance to help manage those risks. Most domestic insurance policies do not include benefits like emergency medical evacuation, overseas emergency medical, and trip interruption. As a result of this, oftentimes you leave your domestic insurance with you when you depart on your mission trip! The key benefits that annual missionary medical plans provide include optional worldwide coverage, wellness and medical evacuation coverage, as well as optional maternity benefits.
We've been trained in the US to think of insurance as being overly expensive relative to the benefits that it provides. Whether completely true or not, long term overseas medical insurance is generally less expensive than most domestic US equivalent policies. Most individuals worry about the cost of long term missionary medical plans, but with prices this low, again we should be asking the question "Why shouldn't I buy long term missionary health insurance?"
General Benefits :
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Long term policy brochures:
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Short Term Mission Trip Insurance
Coverage is for missionaries traveling for short-term periods outside of their home countries. This type of coverage is similar to domestic health insurance, but works overseas (see plan benefits for details). If you are a missionary, and you are looking for missionary health insurance while you travel overseas, this is probably the coverage for you. Plans include many helpful emergency benefits as well as travel services.
Click here to view short term missionary medical and missionary health insurance plans.
Trip Cancellation and Missionary Travel Insurance
Coverage is for missionaries and overseas travelers who are needing insurance against the cost of a mission trip. Also referred to as travel insurance, this covers losses against a specific trip cost. These missionary travel insurance plans also contain extra travel benefits and other features (see plan benefits for details). If you are a missionary traveling overseas for a short period of time and are looking to cover against losses specific to the trip, this coverage is probably for you.
Click here to view missionary travel and trip cancellation insurance plans.
Missionary Term Life Insurance
Coverage is for missionaries looking for life insurance while they are living overseas or in the US. Contrary to the other types of coverage that we offer, missionary term life insurance is done on a case by case basis. If you are looking for term life insurance for a defined period of time while you are either overseas or in the US, this type of coverage may be for you.
Click here to view missionary life insurance policies.
Long Term Missionary Medical and Health Insurance Plans
Coverage is for long term missionaries who are residing outside of their home country for a number of years or a long stay. This coverage is very similar to US domestic health insurance, and has many similar benefits (see plan coverage for details). If you are a long-term missionary who is searching for missionary health insurance while you are living overseas, this coverage may be for you.
Click here to find out more about long term missionary health insurance.
Group Mission Trip Insurance
Coverage is for missionary groups who are traveling overseas for a short term mission trip. Coverage here is very similar to short term missionary medical insurance, but discounted rates are available if purchased as a group (see specific plans for details). If you are involved in a group of five or more missionaries traveling overseas who are looking for missionary medical and missionary health insurance, this coverage may be for you.
Click here to view group mission trip insurance plans.
Multi-Mission Trip Insurance
Coverage is for missionaries taking multiple mission trips or visits overseas during a given year. Benefits are similar to those of short-term missionary health insurance products (see plan benefits for details). If you are a missionary taking multiple mission trips each year and are looking for missionary medical insurance to cover you for the length of each stay overseas, this coverage may be for you.
Click here to view multi-mission trip health insurance information for missionaries.
Short Term Domestic Missionary Insurance
Coverage is for missionaries who are looking for short-term domestic medical insurance while living in the US temporarily or permanently. Benefits are outlined on domestic missionary insurance page. If you are a missionary who is living in the US and are looking for health insurance coverage, this may be for you.
Click here to view short-term domestic missionary insurance plans.
Ministry and Business Traveler Insurance
Coverage is for ministries that are looking to cover multiple trips overseas during a given year. If you are a ministry that is looking to insure all of the individual travelers who will be departing overseas through your minsitry in a given year, this type of insurance may be for you
Click here to view ministry and business traveler insurance plans.
Short Term Mission Trip Insurance | Trip Cancellation and Missionary Travel Insurance |
Missionary Term Life Insurance | Long Term Missionary Medical Plans | Group Mission Trip Insurance |
Missionary Multi Trip Insurance | Short Term Domestic Missionary Insurance | Ministry and Business Traveler