As with short term medical, perhaps a better question to ask yourself is "Why shouldn't I buy short term group missionary medical insurance?" Traveling overseas exposes you to certain risks that are not generally faced in the US, and thus you need insurance to help manage those risks. Most domestic insurance policies do not include benefits like emergency medical evacuation, overseas emergency medical, and trip interruption. As a result of this, oftentimes you leave your domestic insurance with you when you depart on your mission trip! The key benefits that short term group missionary medical plans provide, which go above and beyond most domestic insurance policies, are the main reason why you should buy overseas medical for any trips outside of your home country.
We've been trained in the US to think of insurance as being overly expensive relative to the benefits that it provides. Whether completely true or not, short term group medical insurance is definitely easy on the budget, with prices as low as $.50 per person, per day. Most individuals worry about the cost of short term missionary medical plans, but with prices this low, again we should be asking the question "Why shouldn't I buy short term missionary health insurance?"
Coverage normally includes:
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Short term policy brochures:
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